What if...

We've all asked ourselves these big "what ifs" from time to time...
What if you could just wish, and suddenly money would appear when you needed it?
What if there was a secret source of cash that didn't require any work on your part to earn it?
What if there was someone out there, somewhere, that cared enough about you to just hand you the money you wanted or needed?

Stop dreaming, start believing.

I know this sounds like a really bad multilevel marketing scheme that you'd see on tv late at night or some sort of joke.
But it's not a scheme and it's not a joke. I really am that person, that someone out there, that cares enough to hand you the money you want or need.

Just ask.

Just send me an e-mail explaining why you want or need money. I may or may not decide to reward you. I will decide the amount and select the recipients.

Things I Learned in My 20s About Investing

The problem with financial literacy is that it has nothing to do with a college degree or finding a job. I started watching what my friends and acquaintances were doing with their money. I talked to friends who were making less than I was but were able to put away more, and I talked to friends who made much more than I did but still seemed to have nothing at the end of the day. I didn't want to work the next five, 10, or 30 years of my life and have nothing to show for it. That meant that I decided to work from home, selling my own product! I started to venture outside my comfort zone and aggressively learn and invest moderately. There are some things I've learned about investing in my 20s that I think any 20-something should know.

Free 10.000$ are yours! Click the image and claim it!

1. You need to invest. There are many reasons to invest, but there is one clear and obvious reason: You want your future to be in your hands. In our parents' and grandparents' generation, a person may have had one or two jobs in their lifetime and hopefully retired and lived off their pension (if all went according to plan). Times have changed. Simply saving money will not be enough. In our generation we'll likely hop around jobs at least a half dozen times in our lifetime, meaning our retirement is in our own hands.

2. Investing comes in different forms. I'm not talking about the difference between stocks, currencies, real estate, and commodities. Paying down debt, saving money in your account, and reducing your spending are all actions that will lead to a better life. Plan well and you'll put yourself in the best position when the right investment comes along. In any form, the groundwork needs to be laid before making an investment in your future.

3. Prioritize your actions. Truly learning to save money, curb spending habits, manage your income and debt, or even increase your income are all skills that are necessary before putting money into an investment vehicle like stocks or real estate. Make sure you're concentrating your efforts in the right places. Making 10 percent a year on a stock means nothing if you're paying a 23-percent interest rate on your credit card.

4. Have a plan before putting any money in. Planning is the most important part of investing. Making one good investment is easy. Trying to turn that good investment into another, and another, and another takes planning. I, like most 20-somethings, went brain-dead the moment anyone mentioned the word "retirement." If retirement isn't something in your scope of vision, start with baby steps, like having $10,000 in your savings account or buying an affordable home. Then move on to bigger goals.

Free 10.000$ are yours! Click the image and claim it!

5. Keep investing simple. Cut the fat and see where it leads you. All these complicated terms and numbers can really be boiled down to daily behaviors. The age-old adage "Don't buy coffee in the morning, and that $5 a day will add up" is true. Try it for a month and you'll have $100 more in your pocket. There are lots of things you can do with $100.
6. One size does not fit all. A smart investor talks to and learns from other people's experiences -- your own experiences included. You need to pick and choose experiences from different people and see how they work for you. That being said, be open to trying different things, then tailor them to you and your situation.

7. Invest moderately, and learn aggressively. Most people in their 20s start off with very few assets, but learning about your options and the details will help you when you're ready to put your dollar in. Regardless of what you decide to invest in, one key area that affects every investment is taxes. Don't shy away; embrace it and learn, because it can be the difference between reaping the rewards of your investments and watching your hard work wash away.
8. Don't risk it all! A smart friend of mine once equated investing with baseball: You don't need to hit home runs to win. Some people will sit there and swing for the fences every time they're at bat. Perhaps they'll get lucky and hit a homer, but they'll also strike out a lot. When it comes to investing, all you need are a few solid plays -- a few singles, a few doubles -- and before you know it, you've scored a couple of runs and won the game. The ones waiting for home runs waste a lot of time and opportunity.

Free 10.000$ are yours! Click the image and claim it!

9. Timing trumps location every time. The old adage in real estate is that location is everything. That's partially true, but timing is often more important than anything. This applies across all forms of investing. Putting money in an average property or stock at the right time trumps putting money in an amazing property or stock at the wrong time in the market.
10. Investing requires putting ego aside. Nicholas Lang once said, "Ignorance is voluntary misfortune." For me, one of the hardest things when I first started investing was putting aside my ego and saying those three dreaded words: "I don't know." Learning requires removing ego, and even more so when learning about money (because -- let's face it -- everyone wants to feel capable of handling their own finances). There's no such thing as faking it till you make it in investing.
Start today. It doesn't matter if you start at 21, 31, or 65. Start! Hopefully, you will end up like me - giving your money without any string attached. Definitely, that was my goal. I just wanted to help those less fortunate. But, we need more millionaires willing to give money away

Oprah Winfrey is giving money away

Oprah Winfrey is recognized as one of the most successful black celebrities the world has ever seen. She exploded onto our screens in the mid eighties and has never look backed since. Known also as Oprah Gail Winfrey she is a successful chat show host, an American media proprietor, actress, producer and philanthropist.

Oprah Winfrey runs her own foundation which is called the Angel Network. She is an ambassador for children changing the world through education and has played a crucial role in helping create schools in KwaZulu-Natal.
The other philanthropic work which the Angel Network in involved in includes building homes 300 homes after hurricane Katrina, veterans helping veterans and save a girl, save the world. Unfortunately Oprah does not have a direct mailing address or an email address, the only way you can contact Oprah is through the contact us form on her website which is on the link below.

The contact form encourages you to share your feelings and thoughts and welcomes people who are experiencing hardship to get in touch with her. The contact form allows 2000 characters to get your hardship across. Oprah has frequently given away free homes and cars as well as free education to deserving people. 

Contact Form for Oprah

Ultimately, you can contact me and ask for financial assistance. I more then willing to share my hard earned money with you. I thoroughly analyze every request and help those in true need. 

Free 10.000$ are waiting for you! Click the image!

A Harsher Look on Reality: 3 Things Millionaires Do Differently

     The funniest thing I've noticed about rich people is how little their income has to do with their wealth. Mike Tyson earned $300 million during his career and went broke. An orphaned, unmarried administrative assistant died with millions in the bank. A lot of rich people aren't exceptionally talented at what they do. They just have quirks and habits that let them think differently about money than the rest of us.

Click me!
10.000 US Dollars are waiting for you! Hurry up!

Here are three I've noticed.
They are (mostly pleasant) sociopaths
I'm convinced that nearly every rich person has the characteristics of a sociopath. Not in a cruel, soulless way. But sociopaths can disregard emotional events that cause normal people to worry and panic. Great investors can do that, too. They can watch stocks fall 50 percent and shrug their shoulders or see 10 million people lose their jobs and remain unshakably calm. In her book Confessions of a Sociopath, M.E. Thomas writes:

Sharks see in black-and-white. Scientists have suggested that contrast against background may be more helpful than color for predators in detecting potential prey, helping them to focus on crucial spatial relationships rather than extraneous details. I'm color-blind in a way that makes mass hysteria seem particularly striking in contrast to normal, expected behavior. My lack of empathy means I don't get caught up in other people's panic. It gives me a unique perspective. And in the financial world, being able to think opposite the pack is all you need.
Napoleon's definition of a military genius was "The man who can do the average thing when all those around him are going crazy." Rich people are similar. They remain normal when everyone else can't.
They care about time periods most can't comprehend

There are four ways to invest:
1.               Unsuccessfully
2.              Long-term (varying degrees of success)
3.              Short term, successful due to luck
4.              Short term, successful due to manipulation/fraud
5.               That's the complete list. Nos. 3 and 4 eventually become No. 1.

Long-term investing is the only sane choice. But it's unnatural. We're hardwired to grab immediate gains and avoid immediate threats. That's why we eat donuts and watch CNBC.

Click me!
10.000 US Dollars are waiting for you! Hurry up!

Carl Richards made a great sketch :

As Carl notes, studies show that we have the same emotional connection to ourselves 30 years in the future as we do an unknown third-party today. Rich people have the rare ability to bridge that emotional gap. They are allergic to the short run. "If you look carefully," Bill Bonner writes in his book Family Fortunes, "almost all Old Money secrets can be traced to a single source: a longer-term outlook."
In August 1929, John Raskob wrote an article called "Everyone Ought to Be Rich." All you had to do was buy stocks and hold them for a long time, he wrote. Two months later, the market crashed. It fell 88 percent over the next four years. To this day, people cite Raskob's article as a sign of irrational hype. But was it? Anyone who bought stocks the day it hit the stands increased their wealth six-fold over the next 30 years, adjusted for inflation. Missing this is why everyone ought to be rich, but few are.
They don't give a damn what you think of them

Dilbert creator Scott Adams once wrote: "One of the best pieces of advice I've ever heard goes something like this: If you want success, figure out the price, then pay it. It sounds trivial and obvious, but if you unpack the idea it has extraordinary power."
The price of being rich is really simple: You must live below your means.
But living below your means is hard. Most people want to be rich to impress other people. They do this by spending money, which is the surest way to have less of it.
The reason so many Americans are in dire financial shape is because their aspirations, desires, and wants have grown faster than their incomes. That's why the size of the median home has increased by 30 percent over the last 25 years while the median income has barely budged. For every $1 raise most people receive, their desires grow by perhaps $1.10. This is the express lane to disappointment.
Rich people avoid this trap. They care less about what others think of them than ordinary people do. They don't give a damn, actually. They can get a raise without buying a new car or have a great year in the market and not blow it on a new watch. A lot of them are after control over their time, which comes from having a wide gap between what they can afford to buy and what they actually buy. They are more impressed with retiring early than $90 T-shirts or $20 cocktails. It's classicMillionaire Next Door stuff.
Having the emotional backbone to drive an uglier car than you can afford, live in a smaller house you can afford, eat out less often than you can afford, and wear cheaper clothes than you can afford is rare. In my experience, less than 10 percent of people can do it in a meaningful way. It's the cost of being rich, and most people have no desire to pay the price.
"A miser grows rich by seeming poor," poet William Shenstone wrote. "An extravagant man grows poor by seeming rich." I don't think it's any more complicated than that.

Another take
But, we should take another look on the wealthy people. There are some that really care. Whether for tax benefits, because of personal tragedy or just from having a heart of gold, many millionaires give away money. Some have given away nearly everything they own, while others manage to give while still maintaining their personal wealth. Either way, it's fascinating when millionaires give away their money, and the rest of us imagine what we would do if we were in the same position

Click me!
10.000 US Dollars are waiting for you! Hurry up!


Millionaires who give away money have the power to change hundreds of lives or make a significant impact in a community. While small donations certainly add up and also make an important difference, when a millionaire gives away money, there is usually an immediate result. The donated money can have long-term effects, such as sending students to college, providing homes and food for the less fortunate, or giving someone in unfortunate circumstances a "leg up." In many cases, those who have benefited from the money go on to become successful and in turn donate their time or money, continuing the work set in motion by the millionaire.


Millionaires who give away money do it for a variety of reasons or a combination of reasons. These donations may be made for tax relief purposes. In this way, wealthy individuals can have a more direct say in how their money is used, and it also benefits a nonprofit organization. Some millionaires give money away because they have been affected in a personal way by a disease or situation. For example, a millionaire with a family member diagnosed with breast cancer is likely to give away money to help with cancer research or that helps breast cancer victims afford treatment. Some millionaires give money to those in less fortunate circumstances because they believe it is the right thing to do. They recognize that they have been fortunate and have the ability to help others.


When a millionaire gives, the donation tends to snowball. Not only are others encouraged to give more, the purchasing power of the organization or recipient increases, which makes all of the donated dollars go further. In addition, retailers and suppliers like to get in on the act when a well-known millionaire donates, and stores or manufacturers will often donate products and services to go along with a millionaire's donation. A wealthy donor may also provide the seed money for a fund-raising event, paying for advertising, space rental and other costs associated with a fundraiser, making every dollar stretch even more.


Before a millionaire gives away money, he will often investigate the organization he intends to donate to and carefully consider how the money will be used. Like everyone else, he wants to be sure that the money will be used for its intended purpose and that it will be spent carefully. The amount of tax saved through donation is also a popular consideration, as is who will actually benefit from the money.


While the rare few millionaires who give away nearly everything they have should be recognized for their generous nature, there is a common misconception that those who maintain their wealth don't give as much. By maintaining their wealth, millionaires who give only a portion of their income are able to continue to give year after year and often in greater and greater amounts. Over a lifetime, a millionaire who holds on to his wealth is likely to give far more than a millionaire who gave everything he had.

Contact me!
You can contact me and request financial assistance! I am willing to help and provide with free money no strings attached, Also, I promise that I will read every request thoroughly and decide to donate those in need. This is a true "millionaire giving money away" story. 

Click me!
10.000 US Dollars are waiting for you! Hurry up!

Legit paths towards second income

These days more and more people are finding that they aren't limited to a single source of income. With all the unique money-making opportunities available, many people are finding that they can earn a few extra hundred dollars a month by thinking a little outside the box.

While all of the opportunities listed below are legitimate ways to make some money, it would probably be unrealistic to expect to make a full-time income from any of them individually.

Click me!
Your 10.000 US Dollars are waiting for you! Click here!
So check them out and let us know in the comments which ones you like best and earn the most for you!
Alternatively, you can contact me and request financial assistance! I am willing to help and provide with free money no strings attached, Also, I promise that I will read every request thoroughly and decide to donate those in need. This is a true "millionaire giving money away" story.

1. Get paid using your iPhone (or Android)

There seem to be many apps popping up that pay you to do simple tasks like taking a picture of a menu, or taking a picture of yourself drinking a Starbucks, or verifying that a road is closed -- you get the picture. Here are a few that I found:

·                     Juno Wallet

·                     Gigwalk

·                     CheckPoints

·                     WeReward

Click me!
Your 10.000 US Dollars are waiting for you! Click here!

2. Complete jobs on Zaarly.com

Zaarly is a website that connects those offering random services (like walking a dog, being a personal assistant for a day, giving guitar lessons, etc.) with buyers who are looking for those services. I would suggest checking out some of the ideas listed on the site and sign up and offer those services as they are in demand.

3. Teach English (or other language) classes online

Did you know that English speakers are in high demand in Asia? As a result many are turning to freelance English teachers using websites like Italki.com. The site is basically a virtual online classroom for freelance teachers and students. Anyone can offer lessons (and set their own price), and anyone can take lessons. From a quick scan, it looks like making $15 to 20/hour is a fair expectation.

4. Make money by viewing ads on your Android lock screen

I've been trying out this Android app called Locket that puts ads on your lock screen and pays you for each time you unlock your phone.

I've been using it for a few days now and have made about 3 bucks thus far, so it isn't huge, but at the same time, I didn't really have to do any work to earn the money.

If you are interested in seeing how it works, here is a quick video review that you can watch for more info.

5. Sell your service at Fiverr

Fiverr is a website that allows you to sell your service for $5. There are all kinds of crazy things people are offering and getting paid for on there -- like taking a picture holding a sign, recording two sentences in an Irish accent, recording a video singing a certain song, and even prank calling a friend all for $5. So if you have a little creativity, there are some fun ways to make some money on the side.

Click me!
Your 10.000 US Dollars are waiting for you! Click here!

6. Rent out your car for $10+ an hour

I just recently heard about RelayRides.com, which allows you to either rent or lend your car to others -- and get paid in the process. If you live in a big city, this could be pretty profitable.

Genius Ways to Make Extra Cash Fast!

If you're in a money crunch (and who isn't?), you can do one of two things: Sulk or go out and earn some extra dough. We vote for the second. Here, inventive ways to line your purse with a little more green. Of course, you can always contact me and request financial assistance. I read every request thoroughly and help those in need with free money no strings attached. This is a true millionaire giving money away.


Click me!
You can get 10.000 US Dollars! Right now! Just click the image.

1. Sell stuff on eBay.  
Clothes, exercise gear, books, housewares — anything you've got lying around that's in decent shape can be put up for sale on eBay or another Internet auction site such ascraigslist.org. Post decent digital photos of your items so browsers can really see what you're pawning off; credibility is key to making a sale. Also, ask that the buyer pay the shipping charges, not you.

2. Become a dog-walker or pet-sitter. 
Rates for walking a single pooch at a time run from $10 to $15 per half-hour. If you critter-sit at a client's house while they're at work or on vacation, you can make even more dough. Post ads for yourself at veterinarian offices and the Humane Society, and put signs up at dog runs to spread the word.

3. Tutor struggling students.  
If you have strong writing or math skills (and the grades/résumé to prove it), check in with schools and learning centers and offer yourself up as a tutor. If you're a college student or recent grad living near a university, contact the academic department of the subject you excel in and see if they're looking for tutors. 

4. Sign up with a temp agency.  
Even in tough times, temp agencies still have openings for office work or retail help during evenings and weekends, so you can work a regular job yet take on the occasional shift elsewhere. Yeah, it's not the ideal way to spend a Saturday, but you can rack up at least a $100 for a day's work. 

5. Hold a mega-garage sale with friends.  
There's strength and money in numbers. Combining lots of items for a blow-out rummage or stoop sale will bring in more crowds (and cash) than if you sat in your driveway with just your own wares. 

Click me!
You can get 10.000 US Dollars! Right now! Just click the image.

6. Be a babysitter.  
Contact local churches and schools and advertise your kid-sitting services, using friends and family as references to vouch that you're a natural with kids (if you know CPR, make that known as well). It won't cramp your social life to spend a Friday night here or Sunday afternoon there minding some rug rats. Rates range from $10-$18 an hour, more if you take on a gig for parents in a pinch. 

7. Get crafty. If you make crafts of any kind (knitting, jewelry-making, pottery, T-shirt designs, for example) advertise your goods on the superpopular site etsy.com. Listing yourself and what you can make is cheap, and you're instantly connected to millions of shoppers worldwide looking to buy original, eclectic gear. 

8. Personal shop for male friends and coworkers.  
If you love to shop and earn kudos for picking out great gifts for people, offer to hit the malls or go through catalogues and help pick out presents for the girlfriends, mothers, and wives of shopping-averse guys. They'll be grateful for the time you save them, and they'll have more trust in your instincts that the gift ideas you come up with will win raves. Consider charging 10-20 percent of the cost of whatever you're shopping for, plus gas if you have to hit the road to get it. 

9. Sign on with a catering company.  
Caterers have huge turnover and always need to recruit new reliable, presentable employees to work weekend weddings and parties as waiters, bartenders, and hostesses. You'll earn about $12 an hour. 

10. Take on seasonal work.  
Even when the economy sucks, business still goes up (though not as high as in banner years) for companies and stores during the December holidays. They may not be hiring as many people as when the economy was in top shape, but it can't hurt to stop by your local mall and look into gift-wrapping and retail sales opportunities. Valentine's Day, Easter, and Mother's Day are also busy times for service and retail companies, and they're prime time to reach out to neighborhood florists, who always need delivery help then. 

Click me!
You can get 10.000 US Dollars! Right now! Just click the image.

And here are a few ways NOT to stretch your extra money: 

1. Break your birth-control pills in half.
2. Put your rottweiler on a diet.
3. Get laser hair removal for half off at a salon training night.
4. Give your "gently used" toilet paper another go.
5. Skip the liquor store and come up with new cocktail ideas involving mouthwash and vanilla extract.
6. Take advantage of the low fares offered by What's That Noise? Airlines.

“I Need Money!” 10 Legitimate Ways to Get Quick Cash

If you’re short a little cash at the end of the month, here are ten ways to make a quick buck. While these may help you make ends meet during an emergency or cover a one-time expense, be sure to get your spending on track and look for ways to make more money long-term and budget accordingly. Of course, you can always contact me through my contact form and request financial help from me. I read every request thoroughly and give free money no strings attached

1. Sell your blood or plasma

Selling blood is an easy source of money, provided you meet the requirements. There are hundreds of for-profit blood centers out there that will pay up to $50 for your blood or plasma. Check out Biolife Plasma to see if there are donation clinics near you. If you’re feeling really hard-core (or in dire need of cash) you can also sell your sperm (men), eggs (women), white blood cells and even hair. Keep in mind that the Red Cross recommends you wait 56 days between blood donations and 28 days between plasma donations.

2. Cut down your costs

There are any number of money leaks you can plug to earn some fast cash: get rid of cable, use cash back websites and rewards malls to lower the cost of spending, and hunt for coupons on everyday purchases. Then, use that money for whatever you need.

3. Sell your junk

You most likely have a bunch of used or even unused things lying around you no longer need or want. Get them online using Craigslist, eBay, or any other community bulletin board, or go old school and have a garage sale. Some services will buy your old cell phones, ink cartridges, and the like, so if you find a treasure trove, do a quick Google search of “we buy [whatever it is you want to sell].”

4. Rent it out

Websites like AirBnB make it easy to rent out a spare room in minutes; other websites let you rent out your car, parking spot or even lawn-mowing equipment. However, be sure to check with restrictions on your apartment or rental before signing up.

5. Become a rideshare driver

The taxi industry used to be limited to just licensed, fully employed cab drivers; services like Lyft, Sidecar and RelayRides let anyone with a driver’s license and a clean record earn some money ferrying others around. You can work your own hours, making this ideal for those with a strict day job.

6. Freelance

Whether you’re a handyman, a graphic designer or just an average Joe, websites like TaskRabbit and Fiverr let you sell your skills (or lack of skills). The variety of tasks make it ideal for anyone: You’re likely to find requests for anything from assembling Ikea furniture to user testing.

7. Participate in clinical trials

Like donating blood, another medical fast-cash route is signing up for research testing. Large universities and research institutions need participants for anything from a sleep study to trying out a new drug. Compensation can be under a hundred bucks or up to thousands of dollars.

8. Be part of a focus group

Focus groups are made up of average people used to evaluate and give their opinion on new products or even sit on a mock trial jury. You can earn anywhere from $50 to $300 an hour. Be careful not to lie during the application process, though.

9. Sell to stock photo websites

Websites like iStockphoto and Shutterstock will buy images of everyday images, from an empty teacup to a kid at a blackboard. Thankfully, you don’t have to be the next Ansel Adams to make a sale; routine items are the most in demand.

10. Take paid surveys

Finally, you can get paid to answer surveys through companies like SurveySavvy and Harris Polls. While this can be an easy way to make money online, you’ll have to be careful about scams. Websites like SurveyPolice can help you verify which ones are legit.

File:10000 USD note; series of 1934; obverse.jpg
This 10.000 US Dollars could be yours! Click the image!