Ways to Save Money

By making simple adjustments in your life, you can put extra money in your pockets.

These methods will help you have a better 2014 and years to come.

Below is a list of few ways to Save Money and by saving, you
are putting more money in your pockets.

HEY! This 10.000 $ could be yours - RIGHT NOW!

• Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund.
• Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you’ve purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account.
• Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings.
• Use debit and credit cards prudently. To minimize interest charges, try to limit credit card purchases to those you can pay off in full at the end of the month. If you use a debit card, don’t rely on an overdraft feature to spend money you don’t have. With either approach, you’ll have more money available for emergency savings.
• Take the amount the item costs and divide it into your hourly wage. If it’s a $50 pair of shoes and you make $10 an hour, ask yourself, are those shoes really worth five long hours of work? It helps keep things in perspective.
• Save money by buying items online, in bulk. Some companies even offer free shipping on large orders. Clearance items are sometimes available, and good savings can be found on non-perishable groceries and diapers. This saves time and money!

Contact me 

Ultimately you can try to contact me through means at your disposal on this Internet site. I am more then willing to share my money with individuals in need. I am one of the millionaires willing to share my money with you.

Start earning money yourself right now

Check out the business hotspot designed for you, and start making money from the comfort of your home. 

50 Online Businesses You Can Run From Home

Avoid cubicle farms and bosses breathing down your neck by starting an online business that you can run from home. Once you start making real money, you might never turn back. Here are 50 online businesses you start and run from home:

Virtual assistant
Help clients out by providing secretarial, technical, or creative support from your home office.

Providing content
Blogs, websites, even magazines need content to stay fresh and relevant. Put your writing, photography, or other artistic skills to work for pay.

Freelance programmer
Everyone needs a programmer. You’re especially relevant and valuable if you can program mobile apps.

Affiliate marketing
Drive traffic to big sites like Amazon and eBay, or even to smaller sites via online ads and your website, then get a commission in return.
 
 

What are you waiting for? This free 10.000 $ are yours!

Reselling products
Buy a bunch of products at one price, set up a website, and resell them to interested buyers for profit.

Ebooks
Ebooks in every topic are a hot commodity. You could either get them written and sell them via your website, or write them yourself.
Home study courses
Learning a new skill is as easy as getting online, and if you have a specialty, it’s a good time to turn it into a home study course that you can sell for profit.

Reports
Research a topic that people just can’t find a solution to, package it into a report, then sell each report for money.
Educational videos
From fixing dishwashers to understanding myopia, people are hungry to learn online. Help them with your educational videos.

Selling software
From Internet security to marketing support, everyone with a computer is looking for some kind of software. Help them find it by selling it on your site.

Day trading
If you’re willing to rise early, study markets, and put in winning bets, this three-hour-a-day job could be for you.

Google AdSense websites
Create one or more blogs or websites, and make money by showing Google AdSense ads.

Selling ad space
Build a website, increase traffic to it, and advertisers will be knocking on your door to pay you for ad space.
Flipping domains
See a potentially hot domain name that hasn’t been taken yet? Buy it up and flip it for profit.

Online auctions
Yes, buying up someone else’s junk at garage sales, then selling it for a premium on eBay still does work.
Data entry
Everyone needs data entry, but few are willing to do it. If you’re one of those few, you can find contract jobs online.
Paid online surveys
Marketers will pay as much as $300 per day for in-person surveys. Online surveys will net you less, but if you do enough of them, you can make yourself a handsome little nest egg.

Network marketing
Proven products always need more sellers. Find a niche you like, put up a small amount of money upfront, make lots of phone calls and online inquiries, and watch the profits roll in.

Selling your handiwork or crafts
If you consider yourself an artsy-craftsy person, add the fruits of your labor to Etsy.com and transform them into dollars.

Flipping websites
Take someone’s flailing website off their hands, polish it up, and find a buyer who wants it.

Naming domains
If you’re good at naming things, try your hand at domain naming for profit at PickyDomains.com.

Writing software reviews
If you geek out on new apps, programs, and other software, writing reviews on SoftwareJudge.com can make you money.

Writing Google AdWords ads
Everyone wants good AdWords ads, but not everyone can write them well, as any Google search will demonstrate. Prettifying AdWords ads can make you a profit.

Write sponsored posts on your blog
Companies everywhere are dying for social media exposure. Get enough user traction on your blog, and make moola writing paid posts through an agency like PayPerPost.com.

Social media expert
If you have a real aptitude for gaining a following on social media sites like Twitter and Facebook, outsource those skills to companies as a social media expert.

Write an ezine with a paid subscription
If you have valuable content to offer, consider writing an ezine, then charging users to read it. This is an especially promising strategy as the age of the tablet rears its head.

Online research
Lots of people and companies need research done, but not everyone has the time to do it. Pimp your skills as a researcher-for-pay.

Flipping blogs
See a potentially huge blog that’s been neglected by its owner? Snap it up, fix it up, increase traffic, and flip it to a buyer for a profit.

Transcribing
Transcribing audio content can be a slow, time-consuming process, and the truth is, there’s just not that much good transcribing software out there. This could be your niche.

Recruiting
Becoming a freelance recruiter can offer handsome benefits, especially if you do it at the executive level.

Consulting
Pitch yourself as an expert in your field and harness your connections to consult for a living.

Life coach
Do you like to motivate people? Got business acumen? If so, exchange your skills for cash as an online life coach.

Online travel agent
Although lots of travel planning is now automated, you can still make money as a specialized travel agent, either for a travel portal or on a consulting basis.

Selling products
If you have something to sell, there’s a place for you to sell it, from Craigslist to eBay to Amazon to all kinds of specialty sites.

Dropshipping
Be the middleman between a customer and a wholesaler by shipping goods that a customer orders from said wholesaler–and marking them up in the process.

Graphic design
Put your artistic skills to use by designing posters, ads, business cards, and more.

Web design
Outsource your skills to the legions of companies and individuals looking for a new or improved website.

Selling used books
Selling used books on sites like Amazon.com and, if you sell the right books, quite lucrative.

Internet marketing
From blog guest posts to Facebook to newsletters, Internet marketing requires know-how, but you get paid bucks in return.
Accounting
If you’re a CPA, jump online to bring in more business.

SEO
What use is a website if a search engine can’t find it? Put your search maestro skills to use by becoming an SEO expert.

Apartment/roommate locator
Use your real estate acumen to find people the perfect apartment or home to rent, or even hook them up with a roommate.

Bookkeeping
Record financial transactions for clients, or work in billing.

Collections
Work as a bill collector from home.

Make how-to videos
Make quality how-to videos and sell them for profit.

Payroll services
Take care of payroll administration for businesses that can’t do it in-house.
Cartridge refill
Have people mail you their empty ink cartridges, refill them at home, and mail them back.

Software beta testing
Become a beta tester for the many software companies putting out new products.

Vitamin sales
Tinctures, creams, and anything with the word anti-aging on it has a hot market. Gear up a site to sell these products online.

Medical claims billing
There are a lot of medical claims that need to be billed–and everyone outsources. Get trained and jump on this for guaranteed bucks.

You on the receiving end - Giving Away Money

There are many philanthropist giving away money to help people in need. If you're facing financial despair or need help with your finances then there is nothing stopping you from asking millionaires and billionaires for help. Many people such as Warren Buffett and Bill Gates have pledged their entire wealth to help people who are in need. If you have a genuine reason then there's no harm in contacting philanthropists giving away money. If you need cash now and want an alternative to pay day loans then it's an option worth considering. BE sure to check out The Prosperity Secret as it might just change your life for the better.

 

What are you waiting? Free 10.000$ are yours!

 

Millionaires Who Donate to Good Causes

There are many millionaires who donate to good causes, Oprah Winfrey has given over fifty million dollars to help people in need and Ellen DeGeneres is one of the best celebrities who give their money away, to date Ellen has given away free cars and houses, she's even given assistance to individuals who need cash now.

Philanthropist Who Give Money to Individuals

There are many philanthropist that want to give away money, if you're thinking about contacting these millionaires and billionaires then you need to do some research. Your first step is to find millionairesgiving money away. You can get all the information from the Forbes Rich List website which now also contains Forbes 400 Philanthropist List, once you find the top ten millionaires who give their money away you need to find all the foundations and charities that they run and make a note of the contact details.

Philanthropy - Writing a Letter to Millionaires Who Help People in Need

Millionaires and billionaires pride themselves on how they've become a philanthropist and always like shouting "I want to be a philanthropist". Millionaires and billionaires give away their money for publicity and popularity and you need to keep this in mind when you write your letter.

You should start your letter by explaining your present situation, have you been laid off? or do you need help paying bills? You then need to state how much money you need, don't be greedy and always ask for a reasonable amount. Finish the letter by explaining how the money would make a difference to your life and how it would improve your prospects. People who help people in need and Philanthropists giving away money are always prepared to help, its your job to find them.

Start an Online Business

Thinking of starting a business on the Web? The Web has opened a whole new horizon of opportunities for small and home-based businesses.

Below is a list of questions and items to consider when thinking of starting an online business.

Free 10.000$ are waiting for you! Click the image!

Step 1: Decide what you will do

There are a number of ways that you can earn money from the Internet. Learn what business model would suit your business goals, objectives and lifestyle.

• Have you done your research on the various ways that you can make money on the Web? Your options include: selling products (ecommerce), advertising-supported information website (including blogs), business opportunities, selling software and apps, or extending your offline business to the Web. There are also opportunities in mobile, such as mobile marketing services and selling apps.
• What will be the platform you will use for your online business? If you want to sell your products, where will you do it? You can sell products on your own website. You can choose online auction sites such as eBay or Etsy. You can sell via marketplaces such as Amazon or iTunes for apps and music. If you are doing an online information site or blog, you can choose to set up your own website in your own domain, or use a hosted platform such as Blogger or WordPress.
• What is involved in selling products or services on the Web? Have you made your list of what you need – from setting up an online shop, accepting payments, fulfilling and delivery, etc.?
• If you prefer to earn from online advertising, how can you generate advertising revenues? What sort of content will attract advertisers and earn you big bucks
• What are ways to generate supplemental income from your web site?
• What are the traps and myths on earning money on the Web that you need to avoid?
• What are the common elements of successful business web sites?

Step 2: View your online business as a real business — and treat it as such:

You may just be sitting in front of your computer at home, but an online business is very much a business. Common rules of business still applies: create great products, find customers, and make money.

• Realize that it costs money to start a business and make money
• Understand how your online venture will make money.
• Develop a clear strategy for jumpstarting and growing the business.
• Plan your goals for the day, and strive to be productive
• Know how to sell
• Provide excellent customer service.
• Be professional

Step 3: Learn the steps you need to take to formally start your business, including government rules and requirements

An online business is just like any other business: you need thorough planning to succeed. You need to learn the general steps of starting a business and the requirements of doing business in your state and in your county. Here are the questions that you need to ask:

• What are the steps to starting a business?
• How do you plan for your business?
• Where do you get the funds to start your business?
• How do you research your market?
• What are the permits and licenses that you need to operate an online business in your state?
• What are the tax requirements that you need to know about?

Step 4: Create Your Online Presence

Having a web site is a key element of doing business on the Internet. Know how to create an effective web site, and the tools that you can use to manage your online business.

• How do you set up your web site? Will you use a content management system to create a database-drive website using systems such as  Joomla, Drupal or even WordPress? Or will you buy a website creation software such as Microsoft Web Expressions and create static HTML websites? Or will you use all-in-one webhosting and website creation packages offered by services such as Intuit or Yahoo?
• What is the best way to design a web site? Will you use a web designer to create the design for your website? Or are you going to purchase a pre-designed template, especially if you are going to use WordPress and similar systems? If you are using a pre-designed template, can you customize the template to make the look and feel of your site uniquely yours?
• If you are going to sell on the Web, do you have all the elements needed to run e-commerce business? Do you know what shopping cart you are going to use? Do you have a SSL (Secure Sockets Layer) certificate to ensure that your online transactions are safe and secure? How do you accept payments online? Will you open your own merchant account to accept credit cards? Or will you just use services such as Paypal or Google Checkout? Or will you offer all these payment options for your customers?
• How do you plan on managing your site?
• Is your website geared to sell? Do you know how to convert your visitors to buyers and increase your conversion rate?

Step 5: Market and Promote Your Web site

You cannot build a web site and expect customers to simply come: you need to market your web site. Know various cost-effective methods that you can use to build traffic and convert your visitors to sales.

• How do you effectively promote your site without losing your shirt? Have you set clear goals and targets as to what you want your online business to achieve?
• Who are your customers? Do you know how to reach your taget market?
• Is your website visible to the search engines? Does it possess the elements that search engines like and rank high in their results?
• What public relations strategies are you doing? Are you contacting your local press about your business? Are you sending out press releases?
• Are you marketing the business in your local community? Are you making sure that you are visible in local online search engines and directories?
• What strategies must you avoid in promoting your web site?
• What offline promotion strategies work best? Are you doing offline networking?
• What social media platforms and strategies will you use for your business?
• How are you determining and measuring the effectiveness of the marketing strategies that you use? Do you have a web analytics tracking installed in your website? What other measures are you using to gauge how your online business is performing?

Work from Home

Whether you are looking for a work-at-home job to augment your income, or find an opportunity to earn extra money, there are a number of work at home careers and jobs that you can consider.

Learn various opportunities, jobs and careers that will allow you to work from home.

Free 10.000$ are yours! Click the image!

1. Become a freelancer.

Skilled professionals can find a number of freelance job opportunities on the Web. You can find a number of jobs online if you are adept and highly skilled in programming, website design, financial analysis, online marketing, and writing among others.

As businesses look to cut costs and outsource some of their work, there is a huge demand for professionals, consultants and freelancers. Small businesses that lack resources to hire full time staffs also form a huge market for these freelance websites.

You will need to create a thorough profile. Then don’t wait for invitation from potential employers but start bidding on projects, even the low cost ones just to get started. The downside, of course, is that you will be competing with other skilled freelancers from all over the world, some of which may offer a significantly low price than what is acceptable to you.

Here are places where you can find freelance work:

• Elance http://www.elance.com
• Guru http://www.guru.com
• Freelancer.com http://www.freelancer.com
• GetACoder http://www.getacoder.com
• ODesk http://www.odesk.com
• Scriptlance http://www.scriptlance.com
• Crowd Spring http://www.crowdspring.com (for logo design, web design and writing services)

For tips on how to succeed in freelancing, read How to Start Freelancing and Succeed as a Freelancer

2. Join the growing call center industry.

One of the growing work-at-home opportunities is the virtual call center. As more businesses move from traditional call centers to more low-cost alternatives, more companies use home based call center agents to provide customer service support.

Some companies where you can apply include:

• Alpine Access http://www.alpineaccess.com  = no fees and you will be considered as an employee, not as an independent contractor
• LiveOps http://www.liveops.com/  = considers agents as independent contractors; no upfront fee but requires applicants to pay for the background check

For more listings of virtual call center job opportunities, read the article Work from Home as a Virtual Call Center Representative

3. Provide tech support.

With the increasing number of computer users, from small businesses to students, chances are computers may crash or get affected by malwares and viruses. One work at home opportunity is the computer technical support service.

If you are a programmer or information technology professional, you can apply to several companies that allow you to earn from home troubleshooting computers and similar equipment through the phone or onsite by visiting the client.

You can provide tech support over the phone, or in some cases, clients may require you to provide computer support onsite.

Here are some companies that you can join:

• GeeksonTime.com http://geeksontime.com/working-with-geeks.aspx
• ComputerAssistant.com  http://www.computerassistant.com (provides both remote support by phone and onsite support)
• PlumChoice.com http://www.plumchoice.com/company/careers.asp
• Gurus2Go.com http://www.gurus2go.com/about/gurus2go-computer-service/become-a-guru
• Fastteks.com http://www.fastteks.com/Technician-Inquiry.aspx

4. Become a virtual assistant.

The virtual assistance business is the reinvention of the secretarial and administrative assistance business in the age of the Internet. As a virtual assistant, you can offer a number of services such as Internet research, data processing, desktop publishing, bookkeeping services, web site development and maintenance, word processing, email handling, marketing services, among others.

You can start a virtual assistant business and use these organizations to help you find work

• International Virtual Assistants Association http://www.ivaa.org/
• Alliance for Virtual Businesses http://www.allianceforvirtualbiz.com/
• International Association of Administrative Professionals http://www.iaap-hq.org/
• Virtual Assistant Networking Forum (VANF) http://www.vanetworking.com/
• Virtual Business Group http://www.virtualbizgroup.com/
• Virtual-Professionals.com http://www.virtual-professionals.com/

5. Create your own products.

If you have a knack for designing but no interest in manufacturing the items yourself, you can work from home by creating your own products. You can customize the design of t-shirts, sweatshirts and other types of clothing. You can also sell your design for use in mugs, hats, posters, and other items.

There are sites on the Web that allow you to create your own products. You get a commission for every item sold, with some sites allowing you to set your own royalty rate. These sites include:

• Zazzle http://www.zazzle.com
• Cafepress http://www.cafepress.com
• Spreadshirt http://www.spreadshirt.com

6. Earn from the Web.

There are a number of ways you can earn online. You can sell on the Web, whether your own storefront or through online auctions. You can also start your own website offering a service. You can also write a blog or informational articles and earn money through advertising.

Find out How to Earn Money on the Web for ideas on how you can make money online.

7. Start your home-based business.

Of course, you can also choose to start your own business from home. It will depend on what you can do, what suits you and what could fit in your resources. Some examples

• Lawn care and landscaping
• Errand or concierge business
• Greeting card business
• Wedding coordinator business
• Personal shopping business

For more ideas on how to earn from home, visit Earn Money Online from Home

Small Business Ideas for Women Entrepreneurs

Women control a huge percentage of total consumer spending. In many households, the moms hold the purse strings and buy for the family. Given the strong presence of female consumers, both big and small businesses continue to meet the needs of women everywhere.

 

We have listed some unique, interesting, even innovative businesses catering to the female consumers. Some of these businesses are truly unique and groundbreaking; while others focus on a specific niche. Some of these business ideas turn existing concepts upside down, while others improve everyday products and found success through their innovations and improvements.

Here are some unique businesses targeted to female consumers, created by women entrepreneurs themselves:

Interchangeable Footwear Straps and Accessories

Wouldn’t it be fun to have different shoes everyday — but without creating a massive hole your wallet? Lindsay Phillips stumbled on the idea of creating flip flops with interchangeable straps and accessories, allowing women to create different looks with their footwear.

Founder of the company that carries her name and creator of Switch Flops, Phillips was just a teenager when she got the idea of switching the straps of her flip flops from a high school art project. Today, the company Lindsay Phillips has grown into a multi-million business. In addition to interchangeable flip flops, her company now offers ballet shoes, wedges, and sandals that women can accessorize differently to create different looks with just one shoe.

Free 10.000$ pending! Click here!

Surf Camp for Women 

Twins Izzy and Coco Tihanyi founded Surf Diva, the surf camp taught for girls, by girls. Founded in 1996 with only $328 in capital and using Izzy’s surfboard collection, Surf Diva has become the world’s #1 surf school for women.

Stylish Rain Gear

Stacy Struminger and Rachel Teyssier decided to create their own line of fashionable waterproof garment for women who won’t let rain dampen their fashion cred. Called RAINRAP™, its design combines the popular style of the pashmina and wrap. It is designed as waterproof, reversible, light-weight, fast drying, easy to store (folds up to fit in your handbag and/or suitcase), and comes in four colorful combinations.

Tablet for Kids

Dan Yang, after seeing her baby’s fascination with her smart phone, looked for a technology toy that will appeal to her baby like her smart phone yet will satisfy her baby’s curiosity. She wanted that would help her baby learn, enhance her play, and satisfy her curious fingers but she couldn’t find one. She saw this as an opportunity and created her own child-friendly gadget herself. Dan Yang is now CEO of Rullingnet and the inventor of their flagship product, VINCI Genius Tablet. 

Maternity Wear Rentals

With a changing body and growing belly, the question of what to wear especially on special occasions have vexed a lot of pregnant women everywhere. Marcelle Costello started RentMaternityWear.com where pregnant women can rent special occasion clothes and dresses – such as baby showers, cocktail parties, weddings, even date nights – without breaking the bank.

Marketplace for Reliable Care

Families are often looking for quality care providers in a moment’s notice. They want someone they can trust, well-recommended and vetted to care for their love ones. Shiela Lirio Marcelo started Care.com, which has grown to become one of the largest online marketplaces for caregivers — including babysitters, senior care givers, pet sitters, even housekeepers.

All-in-One Cell Phone Carrier

The cell phone has rapidly become an ubiquitous accessory used by people not only to call. It has become a must-bring-anywhere tool, alongside their wallets, keys, credit cards and other essentials. And therein lies the challenge: carrying all the must-bring items can be cumbersome. To make it easy to carry all these essential everyday items, Jamie James created Cellfolio, a cell phone case that also serves as a wallet designed to make carrying cash, cell phone, and credit cards easier and more convenient. Instead of carrying several items in different ways, a person can have all their essentials in one case.

Losing Your Main Income Source

Like traditional businesses, losing the main income source is a risk that online businesses face. One of the most crippling situations for any entrepreneur is to find your business model crumble in an instant where you lose everything. Worse, the end may come without any warning at all.

When your online business is doing well and income is on the rise, you may not think about this possibility of losing your income source. You may start to become complacent and think that good times will continue to roll forever. Sure, your business can continue with the upward trend, but do not ignore the possibility (however far fetched you may think it to be right now) that there’s always the chance that you could lose your comfort of working at home..

Let’s look at the scenario of an online entrepreneur earning through advertising.

Many online entrepreneurs running information-based websites earn through advertising or affiliate programs. They join advertising networks such as Google Adsense, or the Amazon Associates Program where members earn commissions from selling qualified products on Amazon.com.

When you are part of these advertising or affiliate programs and depend on them for your online home business main income, do you know that they can just cut off your account with just one email? There will be no prior notice; instead you will just receive an email notifying you that you have been terminated from the program. Your account will be disabled and you can’t log into your account anymore. The company can even take away any unpaid income that you may have earned prior to the termination of your account.

You may be kicked out from the program due to policy violations (that you may or may not even be aware of). For example, you’re a Google Adsense publisher and you just receive the dreaded email that you are terminated from the program. Your website may be kicked out due to suspicious activities (e.g. from invalid clicks to clicking on your own ads to poor content quality or poor traffic quality, among other reasons). Sometimes Google will tell you why they are disabling your account, but more often than not, you will just receive the termination email without any explanation why. And that ends your Google Adsense income.