What if...

We've all asked ourselves these big "what ifs" from time to time...
What if you could just wish, and suddenly money would appear when you needed it?
What if there was a secret source of cash that didn't require any work on your part to earn it?
What if there was someone out there, somewhere, that cared enough about you to just hand you the money you wanted or needed?

Stop dreaming, start believing.

I know this sounds like a really bad multilevel marketing scheme that you'd see on tv late at night or some sort of joke.
But it's not a scheme and it's not a joke. I really am that person, that someone out there, that cares enough to hand you the money you want or need.

Just ask.

Just send me an e-mail explaining why you want or need money. I may or may not decide to reward you. I will decide the amount and select the recipients.

Millionaires Have Their Own Business

If you’re sitting at your desk, daydreaming to start your own business, this is the article for you.

You already know that launching a company can be an intimidating process requiring tons of hard work. But the question has been lingering with you day and night. Maybe you're just unhappy with your current position. Perhaps you've always dreamed of opening your own shop or consulting firm. Or maybe you just need a drastic change in your life.

Millionaires have their on business

Before We start   

Firstly, there are some ways to capitalize on a free money giveaway, no strings attached, that you may want to try to get in on.   All over the world, millionaires and billionaires  giving money away, are handing out cash to those that are in need. I do the same thing! So, just proceed and make your request HERE!  If you are in need of some assistance, perhaps this is a good option for you.   Once you find  a list of  millionaires that give cash to help out others, you can write to them.   If you are saying, I need cash now, let's explore how you should construct a letter to try to get in on a free money giveaway, no strings attached.

millionaires giving money away
Your 10.000$ are inside. Click to enter.

I will fund your business idea with $10.000 grant!

Best way towards riches is your own unique idea. You always have to consider to make money yourself and continue earning it more and more easily. As you know already, the internet is one of the markets that is expending extremely fast. Maybe you have a good idea for an online home business that could bring quite a buck? Then you should definitely go for it! I will fund your business idea with free $10.000 grant!

Regardless of the exact scenario, here are 50 signs that you may be seriously ready to start your own business:

1. The lightbulb went off. Lately many are debating whether entrepreneurs are born or made. No matter which side you agree with, perhaps you’ve been aware that you exhibit some classic entrepreneurial traits. Maybe you’re ready to take the leap and start a business? 

Even if you weren’t born that way, you may have later developed some of these traits, such as a driving passion. So if you begin to notice the signs, perhaps you could launch that business of your own.

2. You're always thinking. Entrepreneurs never stop cogitating. It's a blessing and a curse. Should you exhibit this behavior, maybe it’s time to move on from the daily rat race and do something to put your thoughts in motion. And there’s no better outlet than starting your own business.

3. You’re passionate. If there's one business concept that stays with you that you've completely fallen in love with, perhaps you could turn it into a reality. Entrepreneurs and business owners are truly passionate about what they do and will do everything possible to turn their vision into a product or service for the rest of the world to enjoy. 

4. You’re independent. This doesn’t mean that you're socially awkward or don’t know how to ask for help. It means that you’re a problem solver who will try to figure out most problems on your own. Now may be the moment that you feel independent enough to build an enterprise.

millionaires giving money away
Your 10.000$ are inside. Click to enter.

5. You’re motivated. You don’t always need something or someone to get you moving. You wake up every morning and do what's needed. This sense of self-motivation might steer to initiate and carry out a business launch.   

6. You’re organized. Running a business requires plenty of organizational skills. At some point, you may want or need to hire some experts, such as accountants or lawyers, but in the beginning you'll probably rely on yourself to track finances, delegate responsibilities and present ideas to investors. You can’t do any of that without being organized.

7. You feel a need to help people. Should you feel a strong desire to aid others by providing a product or service, consider it one telltale sign you're primed for starting a business. This desire to help people enhance their lives can keep you going during the highs and lows of running an operation. I’ve found over the years that the strongest companies emerge from a wish to help the world solve a problem.

8. You're certain that you can build a better company. Maybe it's your confidence or egotistical side coming out, but you're realizing that you can build a better company than anyone else in the world.

9. You feel stuck at your job. If you dread waking up every morning, then you’re probably unfulfilled. A promotion or another job might abate the problem, but deep within you the prospect of an ordinary 9-to-5 gig just doesn't excite you. Figure out whether you need to be your own boss or if you just need to do something different.

You feel stuck at your job

10. You feel a need to prove your vision. Let’s say you have an idea but everyone is telling you it can’t be done. What are you going to do about this situation? This experience might be motivation enough for you to try to one-up the naysayers.  

11. You want to make a name for yourself. Several of the greatest entrepreneurs and business owners realized that they wanted something more from life. Steve Jobs knew he was special. If you feel that way, too, then big things could come out of it.

12. You have always wanted to be your own boss. Whether you’re a control freak or just don’t like being ordered around, you have determined you have always wanted to be the boss.

13. The hiring of independent workers is on the rise. The Harvard Business Review reports, according to MBO Partners, the number of independent workers (freelancers, contractors or business owners) is on the rise. It's expected to increase from about 17 million in 2013 to 23 million by 2017. And Mavenlink's 2012 infographic, "The New Independent Workforce," projected that the number of independent workers to become 40 percent of the American workforce by 2020.

14. Your field lacks jobs. The economy hasn’t totally rebounded and your industry sector has a hiring freeze. Instead of waiting around or taking a job requiring fewer skills than you have, you are considering setting up your own business.

15. You can afford to take risks. If you’re single or without young children, you probably don’t have to worry about supporting others. Take advantage of this time in your life when you have the chance to be a little adventurous.

16. You can't stand the daily commute. If you sit in traffic every day muttering expletive after expletive, maybe you should set up your own business at home. After all, successful businesses have even launched from garages.

17. You possess an incredible work ethic. If you don’t mind putting in 12-hour days multiple times a week (as people do when starting a business), then why not put that to work for something you’re really enthused about?

18. You crave uncertainty. You’re the type of person who thrives when exploring the unknown. So starting a business may be right up your alley. It definitely beats being bored to death by performing that job you're tired of. I am this type of person and very proud of it.

You crave uncertainty

19. You always see the potential. No matter where you are or what you're doing, you always feel the need to make improvements. You now understand that as a business owner, you could realize enormous potential -- making money or enhancing the lives of others. 

20. More projects are going to contractors. If you’re seeing your current employer hiring outside help for a job that you know you can do better, then do something about it and venture out on your own.

21. You want to be part of a team. Maybe you just want to build your own team from the ground up with a group of people who share your vision and who are willing to embark on a journey with you.

You want to be part of a team

22. You hate working for others. If you seriously can’t stand taking orders, loathe your boss and all his (or her) demands, start planning your exit strategy of becoming your own boss.

23. You feel it's necessary to hang out a shingle. While starting a business shouldn’t just be about the money, sometimes that’s the case when your back is against the wall. The bills are piling up and you need to put food on the table. That sense of desperation could be enough to lead you to do something great.

24. You want to create jobs. In this tough economy, you see here really aren't enough jobs for the colleagues you studied or worked with previously. If you trust these people and know their talents, you may wish to help them out by creating a company that employs them.

25. You harbor a strong desire to develop a product or service not yet available. You’re a problem solver. You have experienced that "aha" moment, the realization that a certain product or service isn't on the market. You could use that moment of recognition to inspire you to make that idea a reality.

26. You can’t stand being in the office. If you feel restricted at your current workplace, you could set yourself free and work where you want to work: at your own company.

27. You want to set your own schedule. Maybe you're most productive from 4 a.m. to 9 a.m. or you're a night owl. Instead of being told which hours to work and when to take breaks or a vacation, you could finally determine your schedule.

28. You're creative. If you’re tired of having your creative ideas go to waste, then maybe it’s time to get out there and express yourself by setting up the business you've always imagined.

You're creative.

29. You need to inspire. Are you the person whom people turn to when they need advice or a little pick-me-up? And you actually like that role? Owning a business gives you the chance to inspire the people who surround you.

30. You want to build a legacy for your children. You have kids and are thinking of leaving them something that they’ll be proud of. Even if they don't want to take over a family business, they could witness how your hard work and dedication paid off.

31. You don’t mind getting your hands dirty. You'll have to do plenty of grunt work as a new business owner. And that’s not always enjoyable. But if that doesn’t bother you, then why not do these tasks for yourself not someone else?

32. You're seeking a new challenge. Maybe you’ve hit a wall at your current position and become extremely bored. That’s not always the best situation to be in if you're someone looking for a new challenge. Starting your own business is challenging, however, and should fulfill that need.

33. You're able to solve problems. Are you the type of person who assumes the responsibility for problem solving? Let’s say the pipes under the kitchen sink come apart and you not only fix it but you make it better than before. Take this as a sign that you can start your own business.

34. You like to acquire new skills and knowledge. Some people have just an unquenchable thirst to learn new skills and knowledge. You probably won’t get that from doing the same job for many years. But you can attain that experience as a business owner.

35. You don't mind multitasking. There are people who can handle multiple tasks at once. If you’re one of those who doesn’t collapse under the pressure of multitasking, then you’re already on your way. 

millionaires giving money away
Your 10.000$ are inside. Click to enter.

36. You're not afraid of failure. As a business owner, you’re probably going to encounter a failure at some moment. If that doesn’t scare you to the bone, then chalk that up as another sign.

37. You could arrange for your own job security. You're noticing that one of the worst things about working for someone else is contemplating the possibility of being laid off or the company being sold. Why not create your own job security instead?

38. There’s a gap to fill. If you notice that there’s not only a market but also that no one else is capitalizing on a particular idea, then maybe you’re the one to do some disruption. 

39. A pool of talent surrounds you. Whether you just graduated college or are observing your current workplace, you're surrounded by really skilled people who seem to be wasting their talents. You might be able to entice them to join your startup by offering profit sharing, stock options, a fun environment or eventual advancement.

40. You're thinking, If not now, when? Procrastination may be a fatal startup killer. Instead of dragging your feet, you could get the ball in motion for that business idea of yours right now.

41. You understand the tax incentives. Small business owners are eligible for tax incentives, you've learned. If you don’t want to lose out, then start getting to work. You may even be able to write off that new laptop or smartphone you’ve been eyeing.

42. You realize that you'll see results. When you’re working for someone else, it can be difficult to see how all your hard work is benefiting the company. If you want to see the direct results of your actions, then running your own business would give you that opportunity.

43. You relate well to people. Sometimes you just want to get out there and network with other people. Unfortunately, your current position doesn’t allow for that. If you’re a people person, then having your own business would surely give you a reason to network more.

44. You're tired of feeling underwater. It’s not uncommon to question your values about work as well as your personal life. If you keep being passed over for promotions or feel like you’ve hit a wall, maybe it’s time to venture out on your own. Starting your own business will probably give you an immense sense of accomplishment.

45. You’re a born leader. Having a great idea is one thing. Being able to communicate that idea and convince others to jump on board is another. If you have the leadership skills to round up the troops and motivate them, consider starting your own venture.

millionaires giving money away
Your 10.000$ are inside. Click to enter.

46. You’re a thrill seeker. Some people like to play it safe. You, on the other hand, are the adventurous type. Nothing is more thrilling than coming up with a business idea and seeing it through, amid all the unknowns and highs and lows.

47. You can use your street smarts. If you’re one those unique people with street smarts as well as professional skills, then you might put those talents to work at something you’re truly excited about.

48. Entrepreneurs can now tap into many different tools and advice. You've become aware there are numerous online resources to help a novice business owner starting out. That’s not even mentioning the low interests rates available.

49. You're ready to break free. For some time, that inner entrepreneur has been quietly nagging at you. Why not unleash it? And once you’re free to do as please, you may be surprised by how much happier you are.

50. You've always wanted to do something you enjoy. Thomas Edison once said, “I never did a day's work in my life. It was all fun!” Many successful people have uttered something similar. Instead of merely thinking about doing something that makes you happy and content, take a leap of faith and pursue your own startup vision. If you follow your dream, everything else may fall into place.

Millionaires money no strings attached

Entrepreneurs are full of great ideas and powerful ways to implement them, but like anything in life, starting a new business requires a hefty stack of cold, hard cash. At one time, gathering this cash required hours of traipsing business plans to one investor after another, hoping one would be interested enough to invest. This approach often took years and yielded disappointing results.

As we approach 2014, however, support for small businesses and startups has never been stronger. Everyone from President Obama to the stars of NBC’s Shark Tank acknowledges that small businesses are the backbone of our nation’s economy. By investing in small businesses, we help strengthen that economy by creating jobs while also supporting other companies through purchasing products and forming partnerships.

But for an entrepreneur starting out, it can be hard to sort through the many funding options available to determine which are most lucrative. While it would be ideal to line a roomful of investors out and let them fight it out for the honor of funding your business, that is often, unfortunately, not the reality. Still, through leveraging the global outreach of the Internet, your startup can receive the funding it needs to get off the ground. Here are a few tips to help you locate the best finance deal for your business idea.

Before We start   

Firstly, there are some ways to capitalize on a free money giveaway, no strings attached, that you may want to try to get in on.   All over the world, millionaires and billionaires  giving money away, are handing out cash to those that are in need. I do the same thing! So, just procede and make your request HERE!  If you are in need of some assistance, perhaps this is a good option for you.   Once you find  a list of  millionaires that give cash to help out others, you can write to them.   If you are saying, I need cash now, let's explore how you should construct a letter to try to get in on a free money giveaway, no strings attached.

Millionaires giving money away
Click here and claim your 10.000$ grant!

I will fund your business idea with $10.000 grant!

Best way towards riches is your own unique idea. You always have to consider to make money yourself and continue earning it more and more easily. As you know already, internet is one of the markets that is expending extremely fast. Maybe you have a good idea for online home business that could bring quite a buck? Then you should definitely go for it! I will fund your business idea with free $10.000 grant!

Consider Your Niche

Chances are, there’s something special about your idea. Maybe you’re a single mom or your idea will help those in underserved areas. There are grants tailored to either specific business owners or specific business ideas that can help get your idea off the ground.

Defining your niche will have an additional benefit. As you seek out funding, you’ll be able to summarize in only a few words what sets your business apart from others. Research any investors you approach to discover those financiers that have a particular interest in what your business offers.

consider your niche

Find a Grant

When it comes to locating financing, nothing beats a grant. Money is provided to you, free of charge, that you can put toward your startup. Understandably, locating and landing these grants is extremely difficult, but you’ll definitely never land a grant if you don’t try. This site aggregates federal grants in a variety of categories to see if one might apply to your business idea.

Grants are available based on the theme of your business, as well as your own demographics. There are grants for minority business owners, women, single mothers, and more. In order to apply, you’ll have to dust off your keyboard and start typing. Most grant programs require extensive proposals where you detail every aspect of your organization.

Enter a Contest

Perhaps another sign of the growing support of small business startups is the number of contests that encourage innovation by offering a large financial reward. The Amazon Web Services Start-Up Challenge provides annual rewards of $50,000 plus $50,000 in AWS credits to businesses each year. MIT offers rewards of more than $350,000 each year for its pitch, accelerate, and launch contests.

To improve your odds of success in these contest, find ways to make your project stand out in the crowd. You’ll either have to present your idea in person or pitch it through an essay, so the idea itself has to be as original as possible.

Millionaires money giving money away

Crowdfund Your Idea

Sites like Kickstarter and Indiegogo provide the perfect platform for businesses to locate funds for a new startup. Crowdfunding has exploded in popularity in the past year, getting attention from both investors and businesses alike. But all of this popularity also means an increase in competition, which means unless your business can catch the attention of the matches, it will likely join the large number of projects that go unfunded on these sites each month.

The most successful campaigns seem to come with a good story. While most entrepreneurs are inclined to highlight the product and hide in the background, on crowdfunding sites, the entrepreneur is the story. It’s important you share what led you to create your concept and the passion you have for seeing that concept to fruition.

Find an Angel Investor

Believe it or not, there are real-life Shark Tank stories. These angel investors are continually seeking a great idea, but before you think they’re simply sinking money into startups out of the goodness of their hearts, these investors have an ulterior motive. In return for your funding, you’ll usually be asked to promise a sizable chunk of your company. If you’re comfortable exchanging equity for financing, an angel investor or two might be just the solution you’re seeking.

Once you’ve decided to seek out this type of investor, the next challenge is in finding an angel investor who is looking for a project like yours. One place to start is the Small Business Administration (SBA). The SBA offers Small Business Development Centers, located around the country, that can help connect entrepreneurs with investors. Gust is another great resource, listing investors and entrepreneurs and boasting more than 1,800 startups funded in the past year.

Millionaires money giving money away

Take a Loan

If you own a small business, the SBA can help you locate a loan opportunity near you. There are a variety of specialized options available, including loans to help with disaster recovery and microloans. This can be easier than trying to secure a bank loan, especially since restrictions have tightened.

However, if you do decide to contact a bank for a small business loan, make sure you have as many details about your proposed business as possible. This includes full financials that disclose exactly how the loaned money will be used. It might be best to start with smaller, community-based banks, as they will have a more thorough understanding as to how your small business will fit into the existing local landscape.

Putting together the funding to get your business off the ground doesn’t have to be complicated. By creating a good business plan and honing your pitch until it wows anyone who hears it, you’ll increase your odds of getting the financing you need to put your idea in motion.

Earn 100 bucks fast!

Out of the 100, you should find at least a few that you can do any time you need extra cash.

Bookmark this page so you can refer to it anytime you need money!

Earn 100 bucks fast

Before We start   

Firstly, there are some ways to capitalize on a free money giveaway, no strings attached, that you may want to try to get in on.   All over the world, millionaires and billionaires  giving money away, are handing out cash to those that are in need. I do the same thing! So, just procede and make your request HERE!  If you are in need of some assistance, perhaps this is a good option for you.   Once you find  a list of  millionaires that give cash to help out others, you can write to them.   If you are saying, I need cash now, let's explore how you should construct a letter to try to get in on a free money giveaway, no strings attached.

Millionaires money giving money away
Click here and claim your 10.000$ grant!

I will fund your business idea with $10.000 grant!

Best way towards riches is your own unique idea. You always have to consider to make money yourself and continue earning it more and more easily. As you know already, internet is one of the markets that is expending extremely fast. Maybe you have a good idea for online home business that could bring quite a buck? Then you should definitely go for it! I will fund your business idea with $10.000 grant!

100 ways to earn 100 bucks

One man’s trash is another man’s treasure – Selling your junk

One of the best and easiest ways to make money fast is by selling what you have – or that you can acquire on the cheap. It also has a secondary benefit in that it keeps the clutter in your life to a minimum.

1. Have a garage sale – We average about $150 per garage sale so you can earn some decent cash without even leaving your house.

2. Sell on Craigslist – What you can’t sell at your garage sale, you may be able to sell on Craigslist. This is especially good for selling large items.

3. Sell on eBay – eBay is an excellent place to sell small, high value items, especially if they’re unique.

One man’s trash is another man’s treasure

4. Sell other people’s stuff on Craigslist or eBay – This is taking selling on Craigslist and eBay to a higher level. You’re not just selling your own stuff, you’re getting more stuff to sell from friends and neighbors. Give them a cut of the take and you’ll have plenty to sell forever.

5. Sell your used cell phones, iPad or Mac – Your used electronic equipment may have value, particularly if it’s recent and in good condition. Check out Gazelle.com. They give you an estimate on your equipment, and the better stuff could fetch some real money.

6. Resell unused gift cards – Check your wallet and your dresser – you probably have unused gift cards. Some may even be to merchants you don’t frequent. If that’s the case, get some cash back on them by selling them on CardPool. You won’t get the full value of the cards, but it’s better than having them sit unused.

7. Half.com – eBay’s answer to Amazon, Half.com is a place to sell entertainment media and textbooks.

8. Amazon – Similar to eBay, Amazon.com may work better for entertainment media, such as books, music and movies.

9. Flea markets and swap meets – This is the garages sale concept taken on the road to a place where there are a lot more potential customers.

10. Consignment shops – There are different items you can sell on consignment, but it tends to work best for furniture and clothing.

11. Collect and sell scrap metal – If you have a light pick-up truck or just a good trailer, you can collect scrap metal from neighborhoods, building sites and junkyards, then sell it to scrap metal dealers. Check out scrap metal prices, then do a Google search on “where can I sell scrap metal in (my town)”.

12. Sell your stuff to a pawn shop – You won’t get retail price for your merchandise, but it offers a quick sale for cash.

13. Gold jewelry and silverware – Take your gold jewelry and silverware to gold dealers or jewelers and you’ll likely fetch a better price than going to the “we buy gold” storefronts populating strip malls.

Millionaires money giving money away

14. Musical instruments – There’s a brisk market for used musical instruments (check out the prices for brand new ones and you’ll immediately see why). You can sell them on Craigslist for top dollar, but if you want quick cash, offer to sell them to music stores.

15. Sell homemade crafts – If you can make handicrafts, Etsy could be the place to sell them. If making crafts is an ongoing hobby, you could have an ongoing cash source from the site.

16. Resell your moving boxes – You probably paid at about $200 on your last move if you have an average size home. Someone else may be more than willing to pay you 50 cents on the dollar for them. Try Craigslist.

17. Return old purchases or gifts – If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.

Quick cash on the job

Your job is one of the best and most convenient places to make some extra cash. You may have to think a little bit out of the box, so try these on for starters.

18. Volunteer for overtime – Most of us shrink away from overtime because of the extra hours. But if you need money, let your supervisor know that you’re available to work.

19. Contract for an ugly job at work – As an alternative to working overtime, you can offer to contract for jobs at work that nobody else wants. Offer to work on the jobs for a flat fee that will be paid outside your regular paycheck.

Quick cash on the job

20. Employee referral program – If your employer offers a bonus to refer new employees to them, take advantage of it and start referring. It’ll be the easiest money you’ll ever make.

21. Customer referral program – Likewise, see if your employer might also have a customer referral program. If they do, put on your salesman’s hat and start beating the bushes for potential customers.

22. Make a killer suggestion – Many employers have a suggestion box, but most employees ignore it. If the company pays a bonus for workable suggestions, get busy. You may get the bonus because no one else participates.

Quick cash off the job

You can often make some quick cash doing jobs that require no special skills, just a desire to do them. And you can find them all around you.  These are also great ways for teens to make some quick cash.

23. Baby sitting – Where I live babysitters earn $10 an hour. Pull a couple of five hour gigs this weekend, and you’ll have $100.

24. Pet sitting – The nice part of this type of sitting is that you don’t have to stay with the pet for hours. Usually, you’re just looking in on it every couple of hours, then walking it and feeding it as necessary. Because of that you can maintain several pet sitting jobs simultaneously.

25. House sitting – People who travel frequently, especially on a long-term basis; may need someone to watch their homes for a fee. You can check local newspapers and Craigslist for opportunities. If you’d like to use a central site, MindAHome.com can provide an online source of clients.

26. Temporary part time jobs – You can get a seasonal part-time job based on summer, back-to-school, any of the major holidays or even during snow season. A couple of weeks of part-time work can easily get you $100 and a whole lot more.

27. Become a referral source for a sales person or company – If you know any real estate agents, insurance agents, car dealers or just about any one who sells for a living, ask about being a compensated referral source for them. A $100 referral isn’t hard to get.

28. Sell photos on Shutterstock – Shutterstock.com is a giant site that allows you to post and sell your photos online for a fee. Functioning something like eBay for photos, it’s a central place to sell your photos.

29. Turn your photography skills to cash – If you’ve checked photographers prices lately you know they can be prohibitive. If you’re good at photography, you might be able to photograph a special event or two for at least $100.

30. Become an instructor at a local gym – If you think that the only people who work in gyms are personal trainers, guess again. If you know yoga, zumba, jazzercise, cycling or just about any other activity that keeps people moving, there may be a teaching position waiting for you at the gym.

31. Write product review articles for blogs – If you’re a tech junkie and buy a lot of new products, you may be able to do paid reviews on blogs. Blogs often have affiliate arrangements with tech products and will pay for user reviews.

32. Bartend for an event or a weekend – If you can bartend you can pick up a quick hundred (or more) working a couple of weekend parties or even a wedding.

33. Join a focus group – Universities, marketing groups and research organizations will often pay participants in focus groups. Check with schools in your area as well as Craigslist to see what’s happening.

34. Be a session musician – If you can play guitar, drums, keyboards and even some wind and string instruments’ you may be able to get work as a session musician in a band or orchestra. In some cases you can make well over $100 for just a single session.

35. Become a moving billboard – If you don’t mind having a large commercial sign on your car – or having it “wrapped” in ad material, you can earn up to $400 per month with FreeCarMedia.com.

Millionaires money giving money away

36. Moving furniture – Some people are making local moves without the benefit of a professional moving company. If you don’t mind (really) hard work, you may be able to pick up $100 or more this weekend. Check the ads on Craigslist.

37. Cutting lawns – Even people who cut their own lawns get in a jam from time to time and need someone to pinch hit for them. They could be going on vacation or dealing with an illness or injury. Two or three cuts could get you to $100 in no time.

38. Painting – Do you know anyone who needs a room or two painted? If you’re handy when it comes to painting, offer to do it for them for $100 per room – plus paint.

39. Spring or fall clean-ups – Seasonal yard clean-ups are more involved than regular lawn cutting. It may involve weeding flower beds, trimming hedges, raking leaves and cleaning out other debris. $100 a job should be the minimum.

40. Shoveling snow – I’ve known kids who have made well over $50 shoveling in the local neighborhood after just a modest snowfall. Just a couple of storms will get you to $100 just from knocking on doors during the late stages of the storm.

41. Cleaning houses – Some people let the house cleaning go a bit too long, then they don’t want to even attempt it. Others get a little busy and just need some help. You should be able to pick up $100 or more just from cleaning a couple of houses.

42. Wash, wax and detail cars – Some people actually like cleaning cars. Most of us hate it. If you’re one who likes it, you can make some easy money working for those of us who’d rather not.

43. Cleaning gutters – If being up on a ladder doesn’t scare you, you can make a quick $100 (at least) on just a single job.

44. Setting up pools for the summer – Everybody loves having a pool, except when it comes time to set it up for the summer. If you know how to do it, you can make an easy $100 on just a couple of jobs. And when fall comes and it’s time to close them down, you can come back for Round Two.

45. Setting up holiday decorations – Everybody loves holiday decorations too, but not nearly everyone like putting them up – or taking them down. At Halloween and Christmas you can probably get at least $100 to put up decorations, then take them down later.

46. Taking surveys – Some companies will pay you for your opinions. Check out MySurvey.com as a place to find them. You earn points which you can redeem for cash.

47. Mystery shopper – This is one of the most popular recommendations when it comes to making extra cash, but you need a reliable source of jobs. Mystery Shopping Providers Association can be that source.

48. Participate in marketing research – Companies are always performing market research on both new and existing products and services. Sign up with a service like Concepts Consumer Research to advertise your availability.

49. Clean carpets – Have you ever cleaned your own carpets? If so, go rent a machine and clean someone else’s – for cash.

50. Carpool – and be the driver – If you have coworkers (or people who work in the area you do), offer to drive them in for a fee. $25 per week per person could bring in $100 with just two riders for two weeks. Try advertising in the company newsletter, or posting the offer on bulletin boards around the office.


In general, micro-projects are small projects that pay no more than a few dollars each. You make money by doing several in a short amount of time, and there are websites available that you can do them through.

51. Gigwalk – Gigwalk involves taking photos, picking up menus and various other small assignments in your area. It
works on an app that you download onto your phone. You receive the job orders, accept them and confirm that the job is complete.

52. Mechanical Turk – This is a work-at-home arrangement and it’s part of Amazon.com. Mechanical Turk pays a few dollars per assignment, typically involving work such as writing product reviews, editing and related tasks.

53. TaskRabbit – Similar to Gigwalk, but you can also access the assignments online, as well as by a phone app. TaskRabbit is limited to just a few cities.


54. CloudFactory – CloudFactory participants mainly enter, collect, process or categorizes data for companies, primarily for employers based in various emerging markets.

55. FOAP – You enter and sell your photos to commercial interests through their site. They can be sold on FOAP for $10, with 50% paid to the site.

56. PleaseBringMe – A travel barter exchange between individuals, rather than employers, with PleaseBringMe you perform tasks for pay that are unique to your home country.

57. BidOnMyGig – The service isn’t available yet, but BidOnMyGig allows clients to post projects online and have qualified service providers bid on them. The qualified service provider is of course you.

58. EXEC Cleaning – As the name implies, EXEC Cleaning involves the providing the services of an executive assistant, but on a personal level. It could involve getting lunch, delivering documents or even cleaning an executives house.

59. MobileWorks – MobileWorks involves jobs as a technical virtual assistant, including online research, tagging images and creative writing, and you must speak English.

60. PinDone – Available only in California, PinDone involves tasks such as doing mail outs and driving someone to the airport. The pay seems decent for the tasks, but you do have bid on them, and reputation within the site is important.

61. WeGoLook – As you might guess from the name, WeGoLook has you working as an inspector at large. You will inspect buildings, cars or some other high value item, verify that it exists, that it works, take photos, and write any necessary reports.

62. PostMates – This service involves being a virtual go-fer. Post Mates is a delivery service where you may be asked to pick up coffee, lunch, groceries or anything the customer requests.

63. Fiverr – More technical but simple tasks that you post on the site. Fiverr pays $5 per job, and includes work such as tasks on websites and related jobs.

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64. Agent Anything – Mostly for colleges students, Agent Anything can involve running errands, engaging in marketing activities or even doing temp work.

65. UserTesting.com – Roughly speaking, UserTesting.com involves doing reviews of websites, mostly rating based on user experience.

66. Zaarly.com – Similar to Gigwalk, Zaarly involves running errands in your local area for out of town clients.

67. MiNeeds – Something of a job board for people with defined skills, MiNeeds.com has you competing for jobs.

Using your house to make money

You may be able to pick up $100 or more without ever leaving your house – by using your house to make money.

68. Renting out a room – If it’s permissible in your community, you can rent a room to a boarder for $100 per week, or $400 per month – more if you live in a highly desirable location.

69. Renting out space – If someone needs temporary storage, consider renting out your basement or a spare bedroom.

70. Renting out your garage – You can probably rent out your garage to someone with a need to shelter a car. That should fetch at least $100 per month.

71. Renting out your driveway – If there’s a major event in your area, you may be able to rent out your driveway for a night or a weekend. Keep on top of events in your area and make your driveway available for overflow parking to the facility holding the event.

Putting your specific skills to work

What is it that you’re particularly good at – that other people typically aren’t? There may be a decent payday waiting for you if you can put it into action. These won’t work for everyone, but if there’s one or more that you’re a pro at, go for it!

72. Tutoring – School tutors can easily make $30 an hour and up. That would get you to $100 in no time.

73. Teaching English – For millions of people, English is at best a second language. Offer out your skills to teach them a deeper understanding of the language for a fee. Even at $20 an hour, you’d get to $100 in short order.

Putting your specific skills to work

74. Teaching music – Can you play a musical instrument? Even if you’re not accomplished, you may be able to teach novices. Offer your services at local senior citizens centers as a start.

75. Refereeing – You know all those people who referee recreation sports? They’re not working for free. If you’re knowledgeable about one or more sports, sign up at the local recreation commission. You can make several hundred dollars in a single, short sports season refereeing young kids.

76. Teaching software packages – Lot’s of people implement common software packages, but don’t have a clue how to use them. If you’re fluent with Word, Excel, PowerPoint or one of a number of common software packages, offer to install them and do basic training. That’s easily worth $100 or more to a lot of people.

77. Setting up new computers/troubleshooting old ones – As easy as modern computers are, a lot of people are intimidated when it comes to setting them up. Some may pay you for simple tasks like setting up passwords, email service and downloading an anti-virus package.

78. Writing blog posts – Are there blogs you like to read because you have specific knowledge of the subject matter? Offer to write articles for them. You should be able to earn at least $20 per article. Write five and you’ll have $100.

79. Bookkeeping – If you have bookkeeping skills, especially with QuickBooks experience, you should be able to pick up bookkeeping jobs that will get you to $100 very quickly. You can do one time jobs, or ongoing to keep the extra cash rolling in.

80. Office organization – There are some very successful people who are complete zeros when it comes to organization. Their offices are a wreck and lost documents can cost them money. If you’re a wiz at making order out of chaos, you may have a chance to organize offices for at least $100 a pop.

81. Light mechanic work – If you can do basic car repairs – changing oil, belts, hoses and spark plugs, or replacing batteries or mufflers, you can easily pick up extra cash. If you can do the repairs at the customer’s home, you can charge even more.

82. Process medical claims – After a major illness or surgery, a person can be inundated with medical claims. If you’re familiar with the process (filing and dealing with insurance companies) you can make some serious money straightening out someone’s medical claims.

83. Editing – You don’t have to be a professional editor to be an editor. If you’re an English major, a writer or a teacher, you may be perfect. You can find editing work on Craigslist that can be either one time assignments, or ongoing – your choice.

84. Set up simple websites – Can you design and set up simple websites? If so, you can easily charge $100 a pop. As little as you think you know, someone else knows a lot less and may see you as an expert.

85. Getting someone’s tax records organized – If you have strong administrative skills and know what certain tax documents look like, you may be able to offer your services to a disorganized someone who needs help organizing their paperwork for preparation. Tough tax season ends April 15, it actually goes to October 15 with extensions. And those who extend that far are usually in the greatest need of organizational help.

86. Graphic design services – There are millions of websites who need all kinds of services, like graphic design work. Offer to do simple jobs for as many sites as you can contact. You can find them on Craigslist sometimes, but direct contact could be more effective.

87. Social media manager – Some people are social media experts. Others don’t even know how to get started. Businesses are realizing the value of the social media. If you’re fluent in the social media, offer your services as a social media manager. You can post updates on Facebook, Twitter and any media that are relevant to a particular business.

88. Staging houses for sale – There’s a transition that takes place between living in a house and selling it. If you know the difference, and how to make a home look like a showplace, you can stage houses for sale. Offer your services to local real estate agents.

89. Event planning – Are you good at planning parties or events? Someone might need your help. Spread the word to everyone you know, and let them know what you can do.

90. Become an affiliate for a product you know and believe in – Everyone with a product or service to sell is looking for agents to sell them. Find products you feel strongly about, and become a dealer. Some higher priced items can fetch a $100 cut quickly.

91. Create or edit videos – YouTube is all the rage – music, how to videos, outrageous demonstrations, product reviews – you name it. If you can create videos, offer your services to businesses.

92. Buy low, sell high – If you have an eye for bargains, you may be able to buy on the cheap – at garage sales, thrift stores and elsewhere – and sell at a profit.

93. Preparing research papers – If you have a knack for research, there are businesses and individuals who could use your services. You can find some of them on Craigslist, or offer your services to local colleges.

Participating in the medical community

The medical community will pay for donations and your participation.

94. Sell blood – You can get $30 – $40 to sell your blood. Three or four donations will get you $100 in just a couple of weeks.

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95. Participate in medical studies – A local hospital is offering $600 for people with high blood pressure to participate in medical trials. Hospitals and clinics do this all the time. Enough said?

Change spending habits – for a bit

Sometimes you can find extra money just by changing a habit or two – at least temporarily.

96. Eat on the cheap for a week – If you spend $200 per week for groceries, try going on a beans and rice diet (OK, pasta, potatoes, salads and other low cost foods are good too) for one week. That should cut the bill in half, getting you an extra $100 easily.

97. Don’t eat out for two weeks – A typical dinner for two at a moderately priced restaurant is about $50. Cut out those meals this week and next and you’ll have an extra $100 in your pocket.

98. Eliminate your cable TV service – A typical middle-of-the-road cable TV service runs about $100 per month. Eliminate it and you’ll have an extra $100 this month. And every month after that.

99. Give up Starbucks for a month – Are you a latte fan? At $4 per cup, you’ll save $120 if you give it up for a month.

100. Give up a “sin” for a month – If you smoke a pack of cigarettes a day, or drink three beers a day, going cold turkey for a month can easily leave you at least $100 richer.

Have you tried any of these? Are there any other ways to make $100 fast that I might have missed?

I need money right away!

With widespread layoffs pushing many people into business for themselves, we hear from a lot of folks who are wondering how to set up shop and structure their new work life. We tell them that self employment can be a bit of an emotional roller coaster, with higher highs and lower lows than you’re probably used to. 

without the job

Before We start   

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Making money without the job

Whether you want to start something on the side or say goodbye to corporate life forever, here are some tips for starting your own business.

Leave yourself a financial safety net

While creditors require you to pay promptly, most of your own clients won’t rush to compensate you. Even if you write “payment due in 30 days” on your invoice, it’s a rare client that sticks to that time frame. Schedules of 60 or even 90 days are all too common. Complaining about tardy payment or imposing a late charge could drive business away.To minimize tensions while you wait for the work to come in — and then wait to get paid — set aside enough money to cover six months of expenses (a year is even better).

do what you know

Do what you know

Don’t waste savings on buying an existing business or a franchise. Instead, get ready for what Arlington Heights, Ill. new-business consultant Jeff Williams has dubbed the “scratch startup.” Williams counsels “desperation entrepreneurs”—laid-off employees who aren’t likely to get back into the corporate world. He tells them to sell a skill or a product they already know.

Ken Proskie, 59, is a Williams client who was laid off in 2004 from his job as a health and safety manager for a large manufacturer. Working from an office in his Evanston, Ill. home, he began pitching his services to a network of 300 colleagues from professional associations. After three years, Proskie says, he matched his corporate salary and today has more than enough work. “Now I wish I had made the transition five or ten years sooner,’’ he says. It would have given him time to take on employees and expand.

Don’t bet your savings on a long-shot new venture either

New York financial planner Karen C. Altfest says she has one 70-year-old client who can’t retire yet because she sank all her money into a perfume business startup—in her 60s. Although she worked very hard in the enterprise for two years, going from store to store, it bombed; turned out not enough people liked her scents.

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Find a comfortable workspace 

It’s important to choose a spot where you won’t have a lot of interruptions and distractions. Working at home avoids the need to pay office rent and makes you eligible for tax write offs. But you must jealously guard your work time, which means limiting trips to the refrigerator, telling friends and family you can’t chat during the workday, and explaining to the UPS guy that you won’t accept packages for neighbors. If you find you are unable to be productive at home, consider working from another location.

Spend judiciously

New technologies and social media continue to reduce the costs of starting and operating a small business. Put seed money towards equipment that can help you embrace technology: laptop, iPad and smartphone. You’ll want to buy a comfortable work chair, if you don’t already have one, but there’s no need to pay top dollar for other furniture. With so many companies scaling back, there are plenty of good deals on secondhand equipment. Try auctions (live or online), going-out-of-business sales and used office furniture stores.

Create digital footprints

These days if people can’t find you on Google, they might decide you don’t exist. Build a Web site. Then get busy online. Social media like LinkedIn and Twitter, along with the websites and Listservs of many professional associations, make low-cost networking and business-building far easier. If you’re already using Facebook FB +2.44% for your personal life, think about creating a separate page for your business. While some business owners limit their tweets to shop talk, others use Twitter to develop a broader persona. (See my post, “How To Grandstand (Gracefully) On The Web.”)

For professionals, there are a few sites that rival LinkedIn

Write your profile, join groups in your field of interest. Then chime into the discussions. Being the boss is not a job for people who are shy about blowing their own horns, but self-promotion shouldn’t be all you do. As with networking in person, helping other people is part of the game.

Present a professional image

Answer all phone calls by stating your name or the name of your business. Avoid referring to yourself as a “freelancer.” (Instead, use your company name, say you’re a consultant, self-employed, or in business for yourself.) When you finally meet in person, follow these tips to make sure your body language reinforces the good impressions you’ve already made.

Go after more work than you can handle. In the early stages, running your own business is a lot like being a lonely Maytag repairman who’s always waiting for the phone to ring. Many of your marketing efforts won’t lead to business right away, and even promising “nibbles” may not pan out. So hedge your bets by pursuing many avenues at a time. Once you’ve landed an assignment, you can juggle deadlines and delegate some of the work if necessary. For information about new ways to find work, see “As Job Growth Lags, Companies Outsource Work To Freelancers Through The Cloud.”

Charge what the market will bear

While eager to bring in work, you don’t want to sell yourself short. Yet you know that bidding too high could drive away business. If you can roughly estimate the time you’ll need to spend, charge a lump-sum. Lump-sum fees are potentially more lucrative, especially if you’ve done the kind of work before and don’t need to reinvent the wheel. Another advantage is that clients don’t know exactly how long the project takes you. Therefore, they may be willing to pay more, in effect, than if you charge by the hour.

On the other hand, lump sums are risky if you don’t know — or have no control over — how much time you must put in. Here, the risk is that the client may demand more work (like endless changes). What sounded like good money when you bid on the job can quickly turn into slave wages.

So if you’re unsure about the scope of work, charge by the hour. To figure your hourly rate, take your most recent salary and divide it by 2,000 hours/year (that’s 40 hours per week for 50 weeks). Increase that sum by 30% to cover your expenses — most notably health insurance.

Once you put your price on the table, be open to negotiation. If the client objects to the fee and you really want the job, you could say, “I don’t want price to prevent us from working together. What’s your budget?” Meanwhile, ask yourself whether there are other advantages to the project. Your first goal, especially the beginning, is to gain experience and build relationships. Do good work that keeps clients happy and, chances are, they’ll send more business your way. At that point, you’ll have plenty of time to raise your rates.

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Get help as you need it

By hiring subcontractors when you don’t have time to do everything yourself, and bringing in consultants if your own expertise falls short, you free yourself to go after other money-generating pursuits. Call upon extra hands (including students and hourly workers) for time-consuming chores. You can put together a virtual staff to handle everything from research to Web design.

Build a support team

Exchange ideas and leads with other business owners in your area. Surround yourself with people who believe in your ability to be successful. Be prepared for the inevitable downswings: you will want to have an optimistic friend or family member around who can be your cheerleader during these times.

There is no preset formula for success

You may need to modify your plans – and your expectations – until you find what works best. No matter what, though, you’ll have the satisfaction of knowing that you’re in charge. And when You & Co. does better than you ever dreamed, you’ll have yourself to thank.