What if...

We've all asked ourselves these big "what ifs" from time to time...
What if you could just wish, and suddenly money would appear when you needed it?
What if there was a secret source of cash that didn't require any work on your part to earn it?
What if there was someone out there, somewhere, that cared enough about you to just hand you the money you wanted or needed?

Stop dreaming, start believing.

I know this sounds like a really bad multilevel marketing scheme that you'd see on tv late at night or some sort of joke.
But it's not a scheme and it's not a joke. I really am that person, that someone out there, that cares enough to hand you the money you want or need.

Just ask.

Just send me an e-mail explaining why you want or need money. I may or may not decide to reward you. I will decide the amount and select the recipients.

Earning a Million: Make your money work for you

You’ve probably noticed that the interest rate on your savings or money market deposit account isn’t anything to brag about these days. Low interest rates can make having money in a bank account a little frustrating. The upside is that having money in an FDIC-insured institution keeps it extremely safe. But what if you could get a higher rate of return without taking on a higher level of risk? In this episode I’ll give you tips about how to do that.

Click the Image! This 10.000$ are yours!

It Pays to Shop Interest Rates

To get the highest interest rate for your savings, you have to be proactive about searching for the best offers on a regular basis. The Internet makes it easy to find the best deals. But remember that when you take advantage of a great savings offer, it’s always subject to change. The interest rate on savings and money market accounts is a variable rate, which means it may quietly creep down to a less competitive rate without you realizing it. So never forget about your savings, otherwise you could be short-changing yourself. Your goal should be to move your money as necessary so it can grow as quickly as possible, no matter how much or how little you have.

Differences Between Online and Regular Accounts

The highest interest rates for savings and money market accounts are online.
The highest interest rates for savings and money market accounts are online. I’ll give you a list of the best ones that I’ve found at the end of the show. If you’re wondering whether there are any significant differences between an online savings account and one at a local bank or credit union, there aren’t. Additionally, most online banks are FDIC-insured. So there’s no reason not to scout out a better offer.

How Online Savings Accounts Work

But if you’ve never had an account at an online bank, it may seem a little strange not to be able to go to a branch to withdraw money or to make a deposit. You can usually do both of those for free by using an ATM that’s in the online bank’s network. And if you have to go outside of the network, many banks will reimburse you for a certain number of ATM fees that you incur.
But if you still want to use the services of a local bank, you can always keep your checking account at one. That’s what I do, mainly for the convenience of depositing paper checks. My institution offers great online banking with free bill-pay, but their interest rates for savings and money market accounts are pitiful. So, for money that I want to save, I transfer it from my checking into a high-interest online savings account. And if I need to access my savings, I simply transfer money back into my checking account without paying any fees. Funds in online savings accounts can usually only be accessed by electronic transfer, however, there are some that offer check cards.

How to Find and Compare Online Savings Offers

Some great sites to research current offers for both savings and money market accounts are bankrate.commoney-rates.com, and bankaholic.com. I also like to use billshrink.com, which is an independent, free service that provides personalized savings account recommendations.
Here are the most important criteria to consider when evaluating different savings offers: 
  1. APY, which stands for annual percentage yield
  2. Any introductory rate and the length of time it’s offered
  3. Minimum opening balance
  4. Minimum daily balance to avoid fees
  5. Monthly service fees
  6. Number of withdrawals allowed per month

Which Banks Have the Best Savings Rates?

So, are you ready to hear my recommendations on where to find the highest interest rates right now? Here it goes: 
  • American Express now offers a very competitive online savings account at personalsavings.americanexpress.com. Not only are they one of the best-known financial institutions, but they’re offering the best rate--1.7%. That comes with no monthly fees, no minimums, and FDIC insurance.
  • UFB Direct at ufbdirect.com is also offering a savings account at 1.7%. It also comes with no monthly fees, no minimums, and FDIC insurance.
  • The next best offer is from Ally Bank at ally.com. It’s a money market account at 1.55% with no monthly fees, no minimums, and FDIC insurance. Ally also offers a free check card for this account.

So if your current savings rate isn’t as high as these offers, I encourage you to check them out. You work hard for your money and now’s the time to make your money work harder for you!


Don't forget to check out other features of this site. 
Click the Image! This 10.000$ are yours!
Firstly, there are some ways to capitalize on a free money giveaway, no strings attached, that you may want to try to get in on.  All over the world, millionaires and billionaires giving money away as I do also, are handing out cash to those that are in need.  If you are in need of some assistance, perhaps this is a good option for you.  Once you find a list of millionaires that give cash to help out others, you can write to them.  If you are saying, I need cash now, let's explore how you should construct a letter to try to get in on a free money giveaway, no strings attached.

Also, you can try to make money yourself. As you know already, internet is one of the markets that is expending extremely fast. Maybe you have a good idea for online home business that could bring quite a buck? Then you should definitely go for it! I am also willing to help you develop in this field

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