What if...

We've all asked ourselves these big "what ifs" from time to time...
What if you could just wish, and suddenly money would appear when you needed it?
What if there was a secret source of cash that didn't require any work on your part to earn it?
What if there was someone out there, somewhere, that cared enough about you to just hand you the money you wanted or needed?

Stop dreaming, start believing.

I know this sounds like a really bad multilevel marketing scheme that you'd see on tv late at night or some sort of joke.
But it's not a scheme and it's not a joke. I really am that person, that someone out there, that cares enough to hand you the money you want or need.

Just ask.

Just send me an e-mail explaining why you want or need money. I may or may not decide to reward you. I will decide the amount and select the recipients.

I need money for a new home!

From housing bubble to foreclosure crisis to somewhere in between, the housing market has changed dramatically over the past decade -- and so have many of the rules of home buying.


Firstly, there are some ways to capitalize on a free money giveaway, no strings attached, that you may want to try to get in on.  All over the world, millionaires and billionaires giving money away as I do also, are handing out cash to those that are in need. When I say a need, I am also thinking about those that are in the dire need of a place they can call home.  If you are in need of some assistance, perhaps this is a good option for you.  Once you find a list of millionaires that give cash to help out others, you can write to them.  If you are saying, I need cash now, let's explore how you should construct a letter to try to get in on a free money giveaway, no strings attached.

Your 10.000$ are waiting here! Claim now!

Also, you can try to make money yourself. As you know already, internet is one of the markets that is expending extremely fast. Maybe you have a good idea for online business that could bring quite a buck? Then you should definitely go for it! I am also willing to help you develop in this field

Here are five once commonly believed myths that no longer apply.

Myth #1: Buying a home is a great investment
If the housing bust taught us anything, it's that the housing market can be just as risky as the stock market-- if not, worse. Homes lost a third of their value nationwide and some markets took an even bigger hit.
Over the past 10 years, home prices have risen just 0.3% annually, while the S&P 500 has returned an average of 8.26%. There are, of course, other factors that can eat even further into those returns, such as maintenance. Have to repair the leaky roof? That will be $500. Need a new water heater? That's another grand.

Myth #2: Buying is always better than renting
Now that the housing recovery has taken hold, some markets have become way too expensive for homebuyers. One quick way to figure out whether to buy or not: If the home costs more than 15 times the annual cost of renting a similar home, you're better off renting.
In Manhattan, for example, the average cost of buying a house is about 24 times the average cost of renting one. Some other factors to consider: What would that 20% downpayment have fetched if it was invested in stocks or bonds (recall those returns for the S&P 500 we talked about before)? And beyond maintenance and repairs, what will the extra costs of owning the home include?

For most people, the decision comes down to the number of the years they plan to stay in the home. If you think you can stay put for five years or more then it might be worth taking the plunge. The timeline is longer in expensive markets like Manhattan, where it would take nearly 10 years before buying becomes a better deal than renting.

Myth #3: The three most important factors are location, location, location.
Finding the perfect home used to mean that it had to be in a well-established community with low crime, good schools and far from annoyances like airports or heavily used roads. But these days some of the best deals are found in neighborhoods that have yet to reach their peak.
"There should be more emphasis on the future outlook for a location, on what is the upside," said Jonathan Miller, president of Miller Samuel, a real estate appraisal company.
He said it's better to keep an eye on a location's potential for growth -- and value.
Myth #4: Buy the worst home in the best neighborhood.
The advice seems sound: You can fix up a bad home but you can't clean up a whole neighborhood. Those bad homes, though, can come with some pretty huge flaws.
"Every home you buy should have an engineer's report because it could become a moneypit," said Michael Morris of Coldwell Banker M&D in Moriches, NY.
Few Americans have the skills to do the work themselves -- or the money to hire someone to do it for them, he said.
In the end, you may end up paying more on that fixer-upper than if you had bought a home in better condition in a up and coming neighborhood.

Myth #5: All real estate is local.
It wasn't too long ago that the way to make profits in real estate was to study the local market inside and out. Local conditions, such as wages, unemployment and population growth, would dictate the direction of local home prices.
Not anymore.

Someone already received 10.000$ while you were reading this!
"Real estate is much more of a global phenomenon today," said Dottie Herman, CEO of Prudential Douglas Elliman, one of New York's biggest brokers. "The Internet and social media age has drastically altered [the] business."
International buyers accounted for about 7% of all U.S. home purchases during the 12 months ended March 31, while investors accounted for 20% of sales. And many of these buyers are paying in all-cash, driving prices sky-high.
In some markets, like New York, Los Angeles and Miami, this phenomenon is particularly profound.

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